121684 EPP 34239 TS #: 22-62774 Title Order #: 22-62774 NOTICE OF TRUSTEE'S SALE Grantor: JOHN FITZGERALD AND ELIZABETH P FITZGERALD, HUSBAND AND WIFE Current beneficiary of the deed of trust: HomeStreet Bank Current trustee of the deed of trust: North Star Trustee, LLC Current mortgage servicer for the deed of trust: HomeStreet Bank Reference number of the deed of trust: 5252056 Parcel Number(s): 207775-000 I. NOTICE IS HEREBY GIVEN that the undersigned Trustee, North Star Trustee, LLC will on 8/5/2022, at 9:00 AM at the Public Service Center Gazebo near the corner of Franklin and 13th street, across from the Clark County Courthouse, Clark County Public Service Center, 1300 Franklin Street, Vancouver, WA 98660 sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Clark, State of Washington, to-wit: PORTION OF NW 1/4, SW 1/4, SECTION 32, TOWNSHIP 3 NORTH, RANGE 3 EAST, W.M., CLARK COUNTY, WASHINGTON; AS MORE FULLY DESCRIBED IN EXHIBIT 'A' ATTACHED HERETO AND INCORPORATED HEREIN BY THIS REFERENCE. Commonly known as: 19308 NE DAVIS RD BRUSH PRAIRIE, WASHINGTON 98606 which is subject to that certain Deed of Trust dated 1/21/2016, recorded 1/27/2016, as Instrument No. 5252056, The Deed of Trust has been modified under Loan Modification Agreement dated 12/11/2019. records of Clark County, Washington, from JOHN FITZGERALD AND ELIZABETH P FITZGERALD, HUSBAND AND WIFE, as Grantor(s), to CLARK COUNTY TITLE, as Trustee, to secure an obligation in favor of Mortgage Electronic Registration Systems, Inc. ("MERS"), as designated nominee for HOMESTREET BANK, beneficiary of the security instrument, its successors and assigns, as Beneficiary, the beneficial interest in which was assigned to HomeStreet Bank, under an Assignment recorded under Auditor's File No. 5628958. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: Published:The Reflector PAYMENT INFORMATION FROM 4/1/2020 1/1/2021 1/1/2022 THRU 12/31/2020 12/31/2021 03/30/2022 NO.PMT 9 3 12 AMOUNT $1,043.19 $1,079.76 $1,123.24 TOTAL $9,388.71 $12,957.12 $3,369.72 Corporate Advances: $1,657.36 Late Charge Forecasted: $34.66 Net Other Fees: $259.68 LATE CHARGE INFORMATION CHARGE INFORMATION TOTAL $693.20 PROMISSORY NOTE INFORMATION Note Dated: 1/21/2016 Note Amount: $163,000.00 Interest Paid To: 3/1/2020 Next Due Date: 4/1/2020 IV. The sum owing on the obligation secured by the Deed of Trust is: Principal $159,428.59, together with interest as provided in the note or other instrument secured from 3/1/2020, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on 8/5/2022. The default(s) referred to in Paragraph III must be cured by 7/25/2022, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 7/25/2022 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee's fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 7/25/2022 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: NAME/ADDRESS ELIZABETH P FITZGERALD 19308 NE DAVIS RD BRUSH PRAIRIE, WASHINGTON 98606 ELIZABETH P FITZGERALD P.O. BOX 1053 BRUSH PRAIRIE, WASHINGTON 98606-1053 ELIZABETH P FITZGERALD P.O. BOX 471 BRUSH PRAIRIE, WA 98604 JOHN FITZGERALD 19308 NE DAVIS RD BRUSH PRAIRIE, WASHINGTON 98606 JOHN FITZGERALD P.O. BOX 1053 BRUSH PRAIRIE, WASHINGTON 98606-1053 by both first class and certified mail on 2/4/2022, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served 2/4/2022, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE - Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: 1-877-894HOME (1-877-894-4663) Web site: http://www.dfi.wa.gov/consumers/homeownership/ The United States Department of Housing and Urban Development: Telephone: 1-800-569-4287 Web site: http://portal.hud.gov/hudportal/HUD The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: 1-800-606-4819 Web site: http://www.ocla.wa.gov/ This office is enforcing a security interest of your creditor. To the extent that your obligation has been discharged by a bankruptcy court or is subject to an automatic stay of bankruptcy, this notice is for informational purposes only and does not constitute a demand for payment or any attempt to collect such obligation. DATED: 03/21/2022 North Star Trustee, LLC, as Trustee Lisa Hackney, Vice President of Trustee Operations Address for service: North Star Trustee, LLC 6100 219th ST SW, Suite 480 Mountlake Terrace, Washington 98043 Trustee Phone No: (206) 866-5345 Trustee Fax No: (206) 374-2252 Beneficiary / Servicer Phone: 800-237-3194 STATE OF WASHINGTON ) ) ss. COUNTY OF SNOHOMISH ) I certify that I know or have satisfactory evidence that Lisa Hackney is the person who appeared before me, and said person acknowledged that (he/she) signed this instrument, on oath stated that (he/she) was authorized to execute the instrument and acknowledged it as the Vice President of Trustee Operations of North Star Trustee, LLC to be the free and voluntary act of such party for the uses and purposes mentioned in the instrument. Dated: 03/21/2022 Kellie Barnes NOTARY PUBLIC in and for the State of Washington, residing at Lynnwood, WA My commission expires 6/10/2024 EPP 34239 Pub Dates 07/06 & 07/27/2022 Exhibit 'A' Legal Description That portion of the Northwest quarter of the Southwest quarter of Section 32, Township 3 North, Range 3 East of the Willamette Meridian, Clark County, Washington, lying North of the Center line of the County Road; EXCEPT the following described tract: BEGINNING at a point 29.40 chains North of the Southwest corner of Section 32, Township 3 North, Range 3 East of the Willamette Meridian said point being in the County Road; thence North 5 chains; thence East 2 chains; thence South 5 chains; thence West 2 chains to the point of beginning; ALSO EXCEPT a tract described as follows: ALL that portion of the Northwest quarter of the Northeast quarter of the Southwest quarter of Section 32, Township 3 North, Range 3 East of the Willamette Meridian, lying North and West of the County Road; also all that portion of the Northwest quarter of the Southwest quarter of said Section, lying North of said County Road and East of a creek running in a Southerly direction; through the East portion said Northwest quarter of the Southwest quarter of said Section; ALSO EXCEPT a tract described as follows: BEGINNING at the Northwest corner of the Southwest quarter of Section 32, Township 3 North, Range 3 East of the Willamette Meridian; running thence South 230.72 feet; thence East to the East side of a creek which from the Westerly boundary of a certain tract conveyed to John S. Diercks by deed, Book 84, Page 33, records of Clark County Auditor; thence Northerly following the East side of said creek to the Northwest corner of said Diercks tract; and thence West to the point of beginning; ALSO EXCEPT an easement for private road purposes; ALSO EXCEPT that portion conveyed to Craig Wolford and Petronella Wolford, husband and wife by Deed recorded December 29, 2011, under Auditor's File No. 4819149, described as follows: A portion of the Northwest quarter of the Southwest quarter of Section 32, Township 3 North, Range 3 East, Willamette Meridian, Clark County, Washington, described as follows: Beginning at a 3/4 inch iron pipe marking the Northwest corner of the Southwest quarter of Section 32 as shown in Book 11 of Surveys, Page 176, Clark County Auditor's Records; thence South 01\f01'36" West, along the West line of the Southwest quarter of Section 32, for a distance of 249.00 feet to the True Point of Beginning; thence South 89\f17'44" East, leaving said West line, generally following a fence line for a distance of 110.00 feet; thence North 89\f 19'00" East, generally following a fence line for a distance of 64.50 feet; thence generally following a fence line the following describe courses: thence South 00\f18'00" West, 128.50 feet; thence South 35\f56'00" West 13.50 feet; thence South 00\f34'00" East 106.00 feet; thence South 00\f30'00" East for a distance of 123.55 feet to the centerline of NE Davis Road; thence South 85\f09'00" West, along the centerline of NE Davis Road, for a distance of 42.84 feet to the East line of the "Wolford tract" as described under Clark County Auditor's File No. 3889183; thence North 01\f01'36" East, along the East line of said "Wolford Tract" for a distance of 316.41 feet to the Northeast corner thereof; thence North 88\f58'24" West, along the North line of the "Wolford Tract" for a distance of 132.00 feet to the Northwest corner thereof, being on the West line of the Southwest quarter of Section 32; thence North 01\f01'36" West, along said West line for a distance of 54.46 feet to the True Point of Beginning. Situate in the County of Clark, State of Washington. July 6 & 27, 2022

Posted 12/31/1969